About Us
We Help Our Clients To Grow Their Business
ECPAYS is a digital wallet platform under Ruthan Ads, established in 2016 and owned by Gomathi Gunasekaran, registered under the Start-up India program. It offers a comprehensive range of services including mobile and DTH recharge, domestic money transfer (remittance between bank accounts in India), and bill payment services that cover major operators for utilities like postpaid, landline, broadband, electricity, gas, and insurance. ECPAYS features include instant processing, secure transactions, transparent fees, 24/7 customer support, and an online load wallet system with instant payout services and failed transaction auto refunds. The platform is designed for convenience, efficiency, and wide network coverage across India, providing seamless money transfer and recharge solutions.
ECPAYS aims to revolutionize business operations by providing specialized knowledge and broad expertise in digital wallet services and money transfers, making it suitable for individuals and businesses looking for easy-to-use payment solutions.
In summary, ECPAYS is a digital wallet and payment platform that facilitates recharge and money transfer services efficiently with robust features like instant payment confirmation, secure and transparent transactions, and wide service coverage across India
ECPAYS offers a full suite of services in its digital wallet platform, enhanced by AI mode capabilities for smarter, personalized operations like fraud detection, spending insights, and predictive recommendations across all features. Current services include mobile and DTH recharges, domestic money transfers, bill payments (postpaid, landline, broadband, electricity, gas, insurance), AEPS for cash withdrawals/balance inquiries via Aadhaar biometrics, and an online load wallet with instant payouts and auto refunds.
AI integration in ECPAYS mode optimizes these with real-time transaction monitoring, biometric security, personalized budgeting tools, loyalty rewards, and seamless payment rail interoperability for P2P, merchant payments, and cross-border options.
Travel ticket services (flights, buses, trains) are listed as "Coming Soon," poised for AI-enhanced booking recommendations and dynamic pricing once launched